Pawning Made Simple at Top Dog

Top Dog Pawn makes the pawn process easy, quick, and stress-free. We provide short-term pawns on a wide variety of items, giving you the money you need without the hassle of credit checks or long applications.

Whether you’re pawning gold jewelry, electronics, or tools, you’ll always receive fair offers, competitive payouts, and friendly service.

What Can You Pawn?

We accept a wide range of items, including:

Gold, silver, platinum & other precious metals
Jewelry (whole or broken)
Watches
Bullion and coins
Tools and electronics
Musical instruments
Collectibles, hobby items, and DVDs
Firearms and ammo (Augusta location only)

Not sure if we’ll take your item? Give us a call — we’ll be happy to let you know!

Please note: We have a revolving selection of merchandise which sometimes limits our ability to take in other items due to inventory or current market trends. We do not pawn snow equipment, used vacuum cleaners, used earbuds, cell phones, artwork, smartwatches, auto parts, shoes, clothing, or car rims.

How Pawning Works

A pawn is using an item as collateral to borrow money. This is when money is lent in exchange for merchandise, with the pawn amount being based on that item’s value. The item is returned when the pawn is paid off or can be surrendered as payment in full. Here’s how it works:

01

Bring in Your Item

We’ll inspect your item and give you an offer on the spot.

02

Get Cash

We’ll offer you a pawn based on the item’s value — no credit check required. If you accept our offer you’ll get cash on the spot.

03

Repay and reclaim

If you accept the offer made to you you’ll have 30 days to pay off your pawn, or make a partial payment to extend it.

04

Need more time?

We know that life happens! If you need more time to pay on you pawn, give us a call. We want your business, not your stuff!

Why Choose Top Dog Pawn?

Fast and confidential: Most pawns are completed in minutes.
Top payouts: We pay more for your valuables — especially gold and jewelry.
Secure storage: Your item is kept safe and in the same condition until you pick it up.
No credit checks: Your item is the collateral, not your credit score.

Need More Time? We Make It Easy

If you can’t pay back your pawn in 30 days, don’t worry. You can make a partial payment to extend the pawn for another 30 days. It’s that simple.

Come see why so many people trust Top Dog Pawn for their short-term cash needs!

Need to Sell Instead?

If you’d rather not pawn your items, we also buy items outright for cash on the spot. Whether it’s gold jewelry, a luxury watch, or an old guitar, you’ll get a fair offer the same day.

Two Convenient Locations

Top Dog Pawn is proud to serve customers from Augusta, Hephzibah, and surrounding South Carolina communities. Stop by either of our two locations:

Top Dog Pawn - Augusta

Top Dog Pawn - Hephzibah

Quick FAQs

Do pawns affect my credit?
No. Pawning does not require a credit check and won’t affect your credit score.
What happens if I can’t pay my pawn back in 30 days?
Just pay the interest fee, and we’ll extend your pawn for another 30 days.
Will my item be safe while it’s in pawn?
Yes! We store all items securely and in the same condition you brought them.
Can I sell my item instead of pawning it?
Absolutely. If you’d rather sell outright, we’ll make you a cash offer on the spot.
Do you offer free appraisals?
We do not offer any official appraisals, however we will give you our best offer.
How much can I borrow on my item?
It depends on the item’s value — we’ll inspect it on the spot and make you a fair offer.
Do you pawn broken or scrap jewelry
Yes! We’ll take broken gold and silver jewelry, coins, and more. If you would prefer to get rid of it we can buy it out right.
Do I lose my item if I can’t pay the pawn back?
If you don’t pay back the pawn or extend it, the item becomes ours — but there’s never any penalty to your credit.